𝔸𝕘𝕘𝕚𝕖𝕊𝕥𝕣𝕠𝕟𝕘 𝕥𝕙𝕖 𝕌𝕝𝕥𝕚𝕞𝕒𝕥𝕖 𝕃𝕚𝕗𝕖 ℂ𝕠𝕒𝕔𝕙

Did you Know,  35% of your FICO score is based on your payment history?  Fair Isaac Corporation (abbreviation FICO) provides "software for calculating a person's credit score" (Dictionary). It  is the largest and best-known of several credit- socing companies located in the USA. Building or repairing your credit can take years. Consistently making late payments can severely damage your credit score, so make sure you make every payment before the due date. It can take a few days to get the creditor which could negatively impact your credit score.  Many entrepreneurs don’t always get paid on a set frequency. That can throw their accounts into a tailspin if they are not carefully managing their budget.  Financial fitness refers to having a healthy and stable financial situation. It involves managing your finances effectively by creating a budget, saving money, and investing wisely. You can achieve financial security and reach your long-term financial goals by being  financia

Financial freedom is different for everyone based on their desires, lifestyle and life experiences.  For some people, it means having a financial cushion: savings, investments, a nest egg and enough cash (on hand) to afford their lifestyle and pursue their dreams. We all want to live a comfortable debt-free life, and financial freedom will allow us to make choices without financial limitations to meet our needs and pursue our goals without worrying about money.   It incorporates the five pillars of financial planning: income, investments, insurance, tax and estate planning—3ITEp.  Achieving financial freedom requires a careful life assessment: lifestyle, budgeting, investing, borrowing, and simplifying your means. It requires you to ask yourself three simple questions: What does financial freedom look like? What does financial freedom feel like? What does financial freedom sound like? It would help if you had a clear picture of what it means and looks like to you to know when you achie

The Truth About Mindfulness: 5 Practical Tips That Will Make Us More Mindful Everyday  As we head into the new week and month, may I remind you to stay mindful. Mindfulness doesn't require us to pray, meditate or carry out any rituals; mindfulness merely asks us to pay attention to our surroundings, how we feel inside and how we make people feel while in our presence. It is intentionally being present in each moment of our experiences without evaluating it as good or bad.  So when I speak of mindfulness, I do not speak in the Eastern sense or spiritual realm of emptying the mind of thoughts or watching our breath. For me, mindfulness invites us to WATCH: Watch our  W ords.  Watch our  A ctions. Watch our  T houghts. Watch our  C ompanions. Watch our  H abits. Watch our Words This tip reminds us to be mindful of the words we choose to use, as they can have a powerful impact on others. It encourages us to choose kind, inclusive, and respectful words toward all individuals. Watch our